|
Uniform Withdrawal Factor Table for 2005
For most individuals, your minimum
required distribution can be calculated using this table. Please
see technical notes to calculate
your age for the purposes of this table. To figure your
MRD for 2005, divide column two into the account balance of
your combined IRA and retirement plan(s) as of December 31,
2004. Or, click here to use
our MRD Calculator.
|
IRA Owner's Age |
MRD
Withdrawal Factor |
70 |
27.4 |
71 |
26.5 |
72 |
25.6 |
73 |
24.7 |
74 |
23.8 |
75 |
22.9 |
76 |
22.0 |
77 |
21.2 |
78 |
20.3 |
79 |
19.5 |
80 |
18.7 |
81 |
17.9 |
82 |
17.1 |
83 |
16.3 |
84 |
15.5 |
85 |
14.8 |
86 |
14.1 |
87 |
13.4 |
88 |
12.7 |
89 |
12.0 |
90 |
11.4 |
91 |
10.8 |
92 |
10.2 |
93 |
9.6 |
94 |
9.1 |
95 |
8.6 |
96 |
8.1 |
97 |
7.6 |
98 |
7.1 |
99 |
6.7 |
100 |
6.3 |
101 |
5.9 |
102 |
5.5 |
103 |
5.2 |
104 |
4.9 |
105 |
4.5 |
106 |
4.2 |
107 |
3.9 |
108 |
3.7 |
109 |
3.4 |
110 |
3.1 |
111 |
2.9 |
112 |
2.6 |
113 |
2.4 |
114 |
2.1 |
115 and older |
1.9 |
|
